Joshy Abraham

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About Joshy

Joshy Abraham | REALTOR® & Mortgage Loan Originator Real Estate & Financing Guidance in One Place Buying, selling, or financing a home is one of the biggest financial decisions you'll make. My goal is to provide clear guidance, honest advice, and a smooth experience from start to finish. As a California REALTOR® and licensed Mortgage Loan Originator with Loan Factory, I offer a unique advantage: helping clients navigate both the real estate and financing sides of a transaction. Instead of coordinating between multiple professionals, you'll have one trusted point of contact focused on helping you make informed decisions. Helping You Move Forward with Confidence Whether you're purchasing your first home, upgrading, downsizing, relocating, investing, or refinancing, I work to simplify the process and keep you informed every step of the way. My background in Engineering has shaped a detail-oriented and analytical approach to problem solving. I believe clients deserve straightforward communication, transparency, and practical guidance tailored to their goals. Relocation Experience That Matters Having personally relocated my business and family from Oregon to California, I understand the challenges that come with moving, adjusting to a new area, and making important financial decisions at the same time. This firsthand experience helps me better support clients through major transitions. Multilingual Support I proudly assist clients in: • English • Malayalam • Hindi • Tamil Helping more families navigate real estate and financing with confidence. Why Clients Choose to Work With Me ✓ REALTOR® and Mortgage Loan Originator Expertise ✓ One Point of Contact Throughout the Process ✓ Personalized Guidance Based on Your Goals ✓ Clear and Responsive Communication ✓ Detail-Oriented, Technology-Driven Approach ✓ Multilingual Service My focus is simple: helping you make informed decisions while creating a smooth and professional experience from consultation to closing. Let's discuss your real estate and financing goals and build a strategy that works for you. Important Information Clients are under no obligation to use both services together and are free to choose any service provider. Real estate and mortgage services are offered separately and subject to applicable licensing requirements. Licensing Information Joshy Abraham CA DRE #02441848 | NMLS #2542280 Loan Factory, Inc. CA DRE #01771313 | NMLS #320841 MOSO Real Estate is a DBA of Loan Factory, Inc.

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